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    • Event / Finance / Insurance
    • 2025/01/09 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇺🇸Before Returning to Japan ！ American Savings Insurance and Individual Annuity Seminar ！

    Click here to apply ：
    https://insurance110usa.com/webinar/united-states-reserved-insurance-individual-pension/

    Life Insurance in America ・ Many people do not know that the interest rate for savings insurance is higher than in Japan, and
    many regret it after returning to Japan, saying, "I wish I had asked before I left ・ ・ ・ ・ for my new job.

    In fact, at insurance110, we are receiving an increasing number of rushed consultations from expatriates and others who have decided to return to Japan.
    Even if you have not yet decided to return to Japan, if you are in the U.S. for a limited period of time due to a term of office or other reasons, please take this opportunity to watch this video.

    For those who live in areas where we do not have branches, we can also provide information by e-mail ・ phone ・ Skype, etc.
    You do not need to visit our store to make a contract, so please feel free to contact us for all your US insurance needs.

    This seminar is also free of charge, but there will be absolutely no forced solicitation after attending. Please feel free to attend.



    ★ Next Schedule ★

    January 12 （ Sun ）

    January 15 （ Wed ）
    *Times vary according to each area. Please check from the application page.

    • Event / Finance / Insurance
    • 2025/01/23 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇺🇸Before Returning to Japan ！ American Savings Insurance and Individual Annuity Seminar ！

    Click here to apply ：
    https://insurance110usa.com/webinar/united-states-reserved-insurance-individual-pension/

    Life Insurance in America ・ Many people do not know that savings insurance has higher interest rates than in Japan, and
    many regret it after returning to Japan, saying, "I wish I had asked before I left ・ ・ ・ ・ for my new job.

    In fact, at insurance110, we are receiving an increasing number of rushed consultations from expatriates and others who have decided to return to Japan.
    Even if you have not yet decided to return to Japan, if you are in the U.S. for a limited period of time due to a term of office or other reasons, please take this opportunity to watch this video.

    For those who live in areas where we do not have branches, we can also provide information by e-mail ・ phone ・ Skype, etc.
    You do not need to visit our store to make a contract, so please feel free to contact us for all your US insurance needs.

    This seminar is also free of charge, but there is absolutely no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    March 9 （ Sun ）

    March 12 （ Wed ）

    *Times vary according to each area. Please check the application page.

    • Event / Finance / Insurance
    • 2025/01/30 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇺🇸Before Returning to Japan ！ American Savings Insurance and Individual Annuity Seminar ！

    Click here to apply ：
    https://insurance110usa.com/webinar/united-states-reserved-insurance-individual-pension/

    Life Insurance in America ・ Many people do not know that savings insurance has higher interest rates than in Japan, and
    many regret it after returning to Japan, saying, "I wish I had asked before I left ・ ・ ・ ・ for my new job.

    In fact, at insurance110, we are receiving an increasing number of rushed consultations from expatriates and others who have decided to return to Japan.
    Even if you have not yet decided to return to Japan, if you are in the U.S. for a limited period of time due to a term of office or other reasons, please take this opportunity to watch this video.

    For those who live in areas where we do not have branches, we can also provide information by e-mail ・ phone ・ Skype, etc.
    You do not need to visit our store to make a contract, so please feel free to contact us for all your US insurance needs.

    This seminar is also free of charge, but there is absolutely no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    March 9 （ Sun ）

    March 12 （ Wed ）

    *Times vary according to each area. Please check the application page.

    • Event / Finance / Insurance
    • 2025/02/05 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇺🇸Before Returning to Japan ！ American Savings Insurance and Individual Annuity Seminar ！

    Click here to apply ：
    https://insurance110usa.com/webinar/united-states-reserved-insurance-individual-pension/

    Life Insurance in America ・ Many people do not know that savings insurance has higher interest rates than in Japan, and
    many regret it after returning to Japan, saying, "I wish I had asked before I left ・ ・ ・ ・ for my new job.

    In fact, at insurance110, we are receiving an increasing number of rushed consultations from expatriates and others who have decided to return to Japan.
    Even if you have not yet decided to return to Japan, if you are in the U.S. for a limited period of time due to a term of office or other reasons, please take this opportunity to watch this video.

    For those who live in areas where we do not have branches, we can also provide information by e-mail ・ phone ・ Skype, etc.
    You do not need to visit our store to make a contract, so please feel free to contact us for all your US insurance needs.

    This seminar is also free of charge, but there is absolutely no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    March 9 （ Sun ）

    March 12 （ Wed ）

    *Times vary according to each area. Please check the application page.

    • Useful info / Professional
    • 2025/02/01 (Sat)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Individual Tax Identification Number ITIN)

    If you are a Japanese expatriate with children, do not have a U.S. Social Security Number （ SSN ）, and have business, investment, or income in the U.S., you must Apply for an ITIN to replace your SSN in order to file your Tax Return.


    W-7

    Usually, as a condition to Apply for an ITIN, you must have a W-7 and the required documents, why an ITIN is needed. For this purpose, the ITIN must be applied for when the individual or company applies for a tax return.　The best document to use is the Certificate Copy of the Passport/VISA. You can have the Copy made at the Japanese Consulate in the U.S. or the U.S. Consulate in Japan. It takes 3 ， 4 months to complete the ITIN process and then the tax filing process, which requires a lot of effort and time. Also, the process is quite strict, and if the instructions are not followed, the application will be rejected.


    Required Documents

    Even so, applying for an ITIN is less troublesome for adults. Recently, for children and Dependents, Passpot alone is no longer accepted as a required document. Medical records or school records are now required as proof of residency with parents. Naturally, the documents must include the address, medical examination date, hospital name, doctor's signature or stamp, etc. to prove that the applicant lives with his/her parents. The IRS will not clearly explain the reason for rejection, so inexperienced tax preparers will have to go back and forth with the IRS, and will never be able to complete the tax return. IRS will not be able to complete the tax return forever.


    Remarks

    The ITIN regulations have been changing frequently. Recently, ITINs have been given an expiration date and renewal procedures are now required; renewal is in name only, and the documentation required is exactly the same as applying for an ITIN from scratch. In the past, Dependents received a Child Credit when they applied for an ITIN. However, this was recently changed so that it is only valid for the Dependent holding the SSN. Therefore, applying for an ITIN with a Dependent will only cost you time, effort, and money, and you will not get much benefit from it. Some people who have been in the U.S. for about two years do not apply for an ITIN for their children, but we recommend that you prepare carefully for the ITIN because it is a complicated process and once rejected by the IRS, it can take a long time.




    The information provided in this column is for general and educational information only and is not intended to be a solution or legal advice for individual readers. Any questions regarding an individual reader's specific situation should be discussed with us in advance on a consignment agreement.


    LA OFFICE: info@aohama.com

    Tax and Payroll: aohamaturtle@gmail.com





    From 2021 IRS Instruction
    Proof of U.S. residency for applicants who are dependents.

    A passport that doesn't A passport that doesn't have a date of entry into the United States won't be accepted as a stand-alone identification document for dependents, unless they are from In these cases, applicants will be required to submit at least one of the following original documents in addition to the In these cases, applicants will be required to submit at least one of the following original documents in addition to the passport to prove U.S. residency.

    If under 6 years of age: A U.S. medical record, U.S. school record, or U.S. military personnel stationed overseas. If under 6 years of age: A U.S. medical record, U.S. school record, or U.S. state identification card that lists the applicant's name and U.S. address, or a U.S. visa. of age but under 18 years of age: A U.S. school record, U.S. state identification card or driver's license that lists the applicant's name and U.S. address, or a U.S. visa.
    If 18 years of age or older: A U.S. school record, rental statement from a U.S. property, utility bill for a U.S. property, or a U.S. visa. If 18 years of age or older: A U.S. school record, rental statement from a U.S. property, utility bill for a U.S. property, or a U.S. bank statement, U.S. state identification card or driver's license that lists the applicant 's name and U.S. address, or a U.S. visa.

    FY2025 Special

    Individuals ： 10% OFF if you give us your materials by ...

    • Useful info / Professional
    • 2025/02/04 (Tue)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Real estate business （ Rent ）

    For those who are in the real estate business in the U.S. or Japan

    For those who are in Japan and have purchased real estate in the U.S. and are in the Rent business or are thinking of investing. Also, for those who are in the U.S. and have real estate in Japan and are in the rental business. The real estate business has become international, and we see many different patterns.

    Corporate Form

    When starting a real estate lending business, it is necessary to decide on a corporate form. If you are starting as an individual, a sole proprietorship （ Schedule E ） may be sufficient. LLCs and C Corp's are useful for two or more people. C Corp is currently attractive with a 21% tax rate, but requires a Distribution ／ Payroll process to transfer personal income （ to assets ）. > Payroll procedures are required. Taxes （ double taxation ） will apply at that time. However, it is considered best for those who wish to regulate their personal income.

    FINANCIAL

    Some estates offer a service to prepare financial statements, but it is recommended that you have someone who is familiar with US GAAP check this for you. Some real estate companies offer financial statement preparation services, but it is advisable to have someone who is familiar with U.S. GAAP check and correct the basic items before filing a tax return.

    Declaration

    Fixed Assets （ Asset ） and Depreciation （ Depreciation ） It is very important to make sure that the information is correct. If this is not correct, there will be a major panic when the property is sold, inherited, or audited. If you are not a person with bright knowledge of these matters, you will have a hard time correcting the fact that the Rental Property is in Double Declining Depreciation, the Asset itself is not listed, or the Asset is not updated. We recommend that you check with a specialist once a year.


    The information provided throughout this column is for general and educational information only and is not intended as a solution or legal advice for individual readers. Any questions regarding an individual reader's specific situation should be discussed with us in advance on a consignment agreement.



    Tax and Payroll: AohamaTurtle@gmail.com
    LA OFFICE: info@aohama.com

    FY2025 Special

    Individuals&Single Member LLC ： 10% OFF if you give us ...

    • Useful info / Professional
    • 2025/01/31 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Visa and Payroll

    Tax Return

    It is well known to many in the Japanese community that the decision to file a Tax Return as a Non-resident or Resident is based on the 3-year rule and other factors. However, I don't think people who plan to stay in Japan for a short period of time are aware that they are not obligated to pay Social Security and Medicare on a daily salary.


    Social and Medicare

    Basically, those working for government agencies, A-Visa, non-resident students ， OPT, researchers, etc. F, J, M, Q visa holders are exempt from paying Social and Medicare. H-1B seems to have changed recently to not be exempt.

    The E VISA, which is often handled by Japanese expatriates, is not explained in detail by the IRS, as can be seen from the following quote from the IRS website. Since E VISA is mainly used for long term stay and is one of the effective ways to obtain a Green Card, it is likely that the explanation is omitted from the IRS listing.

    Thus, to summarize, both the Internal Revenue Code and the Social Security Act allow an exemption from Social Security/Medicare taxes to Thus to summarize, both the Internal Revenue Code and the Social Security Act allow an exemption from Social Security/Medicare taxes to alien students, scholars, teachers, researchers, trainees, physicians, au pairs, summer camp workers, and other nonimmigrants who have entered the United States on F-1, J-1, M-1, Q-1, or Q-2 visas and who are still classified as NONRESIDENT ALIENS under the residency rules of the Internal Revenue Code.

    Typically, the H-1B change of status becomes effective on October 1st of each year.


    From the perspective of the U.S.-Japan Social Security Agreement

    , in order to prevent double payments between the U.S. and Japan, the U.S.-Japan Social Security Agreement provides that an employer who has paid premiums and pensions in Japan may extend their H-1B status up to 5 8 years. <1967> If you are paying premiums and pension in Japan and intend to return to Japan within 5 years ） which has been extended to 8 years, you are exempt from US Social Security and Medicare. From this perspective, those who meet these conditions under the E VISA would be eligible for the waiver. However, for stays of more than 2 or 3 years, the regulations require that you apply to the Japanese government for a document proving your intention to return to Japan within 5 years, and submit the same document to the U.S. government. In my opinion, if you are staying more than 4 or 5 years, it is better to pay the taxes than to struggle to save some taxes, because you can benefit from U.S. pension, insurance, and other benefits.


    Refund

    At the time of Tax Retrun, we sometimes see people on OPT bringing in their W-2 with Social and Medicare deducted. Some companies treat E VISA as long term resident and pay social and Medicare from the first year. Most American employers are not even aware of the US-Japan Social Security Agreement or the US-Japan Tax Treaty, and may ask you to reimburse them with a tax return, but we do not recommend it because the process is complicated and difficult. Also, if you request a W-2 correction from the company, it is unlikely that they will accept it, as payroll companies charge a lot of money for corrections that carry over from one year to the next. Your best bet is to check with your employer at the time of hire, and check with your company's HR as soon as you become aware of it. Now.


    The information provided throughout this column is general and educational information and is not intended to be a solution or legal advice for individual readers. Any questions regarding an individual reader's specific situation should be discussed with us in advance on a consignment agreement.


    LA OFFICE: info@aohama.com

    Tax Return and Payroll: aohamaturtle@gmail.com

    https://aohama. com/

    FY2025 Special

    Individuals ： 10% OFF if you give us your materials by ...

    • Event / Finance / Insurance
    • 2025/01/09 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    💲Tax-Efficient IRA Basics [Free Online Seminar] ★ Now accepting participants ～ ★ Don't miss it ！ ！

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/https://insurance110usa.com/voice/tax- saving-ira-basics/

    The American pension system is called the "three-legged chair," and it is commonly believed that
    "public pensions," "corporate pensions," and "private pensions ・ savings" will support retirement income.


    The era of relying only on public pensions to prepare for retirement is coming to an end in Japan.
    Are you preparing for retirement? ？


    In this section, we will discuss the overview of Individual Retirement Accounts (IRAs), which are tax benefits that can be used by expatriates as well as "private pensions",
    and how they can be used in Japan. ！


    Retirement planning is possible only in the US.

    A better understanding will help you to eliminate vague fears and see what you need to do now.


    Although this is a free seminar, there is no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    Jan 25 （ Sat ）

    Jan 26 （ Sun ）
    Jan. 29 （ Wed ）

    *Seminar start time varies by area, please check the application page.

    • Event / Finance / Insurance
    • 2025/01/16 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🔹No more confusion about choosing insurance🔹How to get life insurance by life stage [free online] Call for participants ～.

    If you have a vague idea that you need to get life insurance ！ when you have a family, but
    don't know what kind of life insurance I should get ！,

    life insurance plans are very different depending on your life stage and family structure.


    In this seminar, we will introduce what life insurance is in the first place ？ the types and roles of life insurance, and for what purpose you should purchase life insurance,
    as well as the "way of thinking" when purchasing life insurance.


    The three important points of life insurance are: ？ For what purpose How much ？ and for how long ？.



    *This is a free seminar, but there is no forced solicitation. Please feel free to attend.




    ★ Next Schedule ★

    April 19 （ Sat ）

    April 23 （ Wed ）

    *Times vary according to each area. Please check the application page.



    ＜ How to join us ＞

    ・ Zoom

    *We will send an invitation to those who have registered through our website below by email. We will send you the information by email.


    ＜ Click here to register ＞

    https://insurance110usa.com/webinar/life-insurance-by-life-stage/

    • Event / Finance / Insurance
    • 2025/01/16 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇯🇵🇺🇸 Pensions in Japan and the U.S. ： Are You Ready for a Bright Retirement ？ （ Free Online Seminar ）

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/

    We often hear in the news about "raising the age at which pension benefits begin" <
    The average life expectancy of Japanese people is rising year by year along with this increase.
    We can no longer rely on public pensions alone for our retirement.


    When you are busy with work, hobbies, child-rearing, and daily life in the U.S.,
    you may not have time to think carefully about money one year, much less 10 or 20 years from now.


    However, retirement does not start suddenly; it is an extension of your current life.


    It is important to have even a vague idea of what retirement will be like now.
    Thinking about "what you would like to be like then" will give you an idea of what you should be doing now.


    Do you plan to live in the U.S. ？ or in Japan in your retirement ？

    Please take this opportunity to learn more about "Pension" which is always involved when choosing your future.


    ＜ Next Schedule ＞ Two parts, lots of information ！ ！


    [Part 1] Pensions in Japan and the US ： March 1 （ Sat ） ・ 5th （ Wed ）

    [Part 2] Individual Annuities and How to Choose One ： Mar 2 （ Sun ） ・ 6th （ Thu ）


    *Seminar Start times vary depending on each area. Please check from the registration page.

    • Event / Finance / Insurance
    • 2025/01/16 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ♿Surprisingly Little Known State of Nursing Care in Japan and the U.S. "Free Online Seminar" Call for Participants ～.

    In today's aging society, the issue of caregiving has become unavoidable.

    However, there are few places that provide information, and when "caregiving" occurs, it can be a considerable mental, physical, and financial burden on both you and your family
    .

    It is very important to understand the nursing care situation in Japan and the U.S. now, and plan for the eventuality, including returning home.



    Although this is a free seminar, there will be no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    [Part 1] Caregiving in Japan and the US
    Feb 15 （ Sat ）

    [Part 2] Long-term Care Insurance and How to Choose
    Feb 16 （ Sun ）

    *Please check the start time on the registration page as it varies for each area.



    ＜ How to participate ＞

    ・ Zoom

    *We will send an invitation to those who have registered through our website below by email. We will send you the information by email.


    ＜ Click here to register ＞
    https://insurance110usa.com/archives/seminar/online-kaigo

    • Event / Finance / Insurance
    • 2025/01/16 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🐣 How to Save for Education ？ [Free Online Seminar] Call for Participants ～

    Will my child go to a Japanese university ？ or an American university ？
    Tuition fees ・ How much money will he/she need for education ？

    By clarifying these vague questions, you can prepare for your child's important future. You can help your child prepare for his or her precious future.

    If you are returning to Japan someday, learn how to efficiently fund your school expenses by taking advantage of opportunities while you are in the U.S.


    "Main Topics of the Seminar"

    ・ Your Child's Future College in Japan ？ College in America ？ How Much Will You Need for Education ？

    ・ Accumulation of tuition expenses by American insurance, its merit ・ Demerit ？

    ・ Expatriate or permanent residence, how do senior parents save ？


    *This seminar is free of charge. We will not solicit you to attend the seminar. Please feel free to attend.



    ★ Next Schedule ★

    Feb 8 （ Sat ）

    Feb 12 （ Wed ）

    *Times vary according to each area. Please check the application page.



    ＜ How to participate ＞

    ・ Zoom

    *If you have registered through our website below, you will receive an email invitation shortly. We will send you the information by email.


    ＜ Click here to register ＞

    https://insurance110usa.com/archives/seminar/online-kyouikuhi

    • Event / Finance / Insurance
    • 2025/01/16 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    💰Upgrade your money literacy ！ Asset Management [Free Online Seminar] ★ Now accepting participants ～ ★

    In order to protect and grow your assets, you need to have the right knowledge and the ability to choose the right product for your objectives and risk ・ return.

    This online seminar provides basic knowledge of the risks and returns of various financial products, as well as information on insurance in the US, which is located in the middle risk ・ middle return range.

    There is absolutely no forced solicitation. Please feel free to join us.


    [Main contents]

    ・ What is asset management ？

    ・ About risk and return

    ・ How to protect and increase your money

    ・ American Life Insurance, Individual Annuities

    ・ Specific Designs



    ＜ Next Schedule ＞

    Feb 1 Sat ）

    Feb 2 （ Sun ）

    Feb 5 （ Wed ）

    * Seminar start times vary by area. Please check from the registration page.



    ＜ How to Participate ＞

    ・ Zoom

    *If you register through our website below, you will receive an invitation by email shortly.
    Zoom

    ＜ Registration ・ Contact ・ For more seminar information ＞
    https://insurance110usa.com/archives/seminar/ online-asset-management

    • Event / Finance / Insurance
    • 2025/01/16 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    💲Tax-Efficient IRA Basics [Free Online Seminar] ★ Now accepting participants ～ ★ Don't miss it ！ ！

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/https://insurance110usa.com/voice/tax- saving-ira-basics/

    The American pension system is called the "three-legged chair," and it is commonly believed that
    "public pensions," "corporate pensions," and "private pensions ・ savings" will support retirement income.


    The era of relying only on public pensions to prepare for retirement is coming to an end in Japan.
    Are you preparing for retirement? ？


    In this section, we will discuss the overview of Individual Retirement Accounts (IRAs), which are tax benefits that can be used by expatriates as well as "private pensions",
    and how they can be used in Japan. ！


    Retirement planning is possible only in the US.

    A better understanding will help you to eliminate vague fears and see what you need to do now.


    Although this is a free seminar, there is no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    Jan 25 （ Sat ）

    Jan 26 （ Sun ）
    Jan. 29 （ Wed ）

    *Seminar start time varies by area, please check the application page.

    • Event / Finance / Insurance
    • 2025/01/23 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇯🇵🇺🇸 Pensions in Japan and the U.S. ： Are You Ready for a Bright Retirement ？ （ Free Online Seminar ）

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/

    We often hear in the news about "raising the age at which pension benefits begin" <
    The average life expectancy of Japanese people is rising year by year along with this increase.
    We can no longer rely on public pensions alone for our retirement.


    When you are busy with work, hobbies, child-rearing, and daily life in the U.S.,
    you may not have time to think carefully about money one year, much less 10 or 20 years from now.


    However, retirement does not start suddenly; it is an extension of your current life.


    It is important to have even a vague idea of what retirement will be like now.
    Thinking about "what you would like to be like then" will give you an idea of what you should be doing now.


    Do you plan to live in the U.S. ？ or in Japan in your retirement ？

    Please take this opportunity to learn more about "Pension" which is always involved when choosing your future.


    ＜ Next Schedule ＞ Two parts, lots of information ！ ！


    [Part 1] Pensions in Japan and the US ： March 1 （ Sat ） ・ 5th （ Wed ）

    [Part 2] Individual Annuities and How to Choose One ： Mar 2 （ Sun ） ・ 6th （ Thu ）


    *Seminar Start times vary depending on each area. Please check from the registration page.

    • Event / Finance / Insurance
    • 2025/01/23 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    💲Tax-Efficient IRA Basics [Free Online Seminar] ★ Now accepting participants ～ ★ Don't miss it ！ ！

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/https://insurance110usa.com/voice/tax- saving-ira-basics/

    The American pension system is called the "three-legged chair," and it is commonly believed that
    "public pensions," "corporate pensions," and "private pensions ・ savings" will support retirement income.


    The era of relying only on public pensions to prepare for retirement is coming to an end in Japan.
    Are you preparing for retirement? ？


    In this section, we will discuss the overview of Individual Retirement Accounts (IRAs), which are tax benefits that can be used by expatriates as well as "private pensions",
    and how they can be used in Japan. ！


    Retirement planning is possible only in the US.

    A better understanding will help you to eliminate vague fears and see what you need to do now.


    Although this is a free seminar, there is no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    Jan 25 （ Sat ）

    Jan 26 （ Sun ）
    Jan. 29 （ Wed ）

    *Seminar start time varies by area, please check the application page.

    • Event / Finance / Insurance
    • 2025/01/30 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇯🇵🇺🇸 Pensions in Japan and the U.S. ： Are You Ready for a Bright Retirement ？ （ Free Online Seminar ）

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/

    We often hear in the news about "raising the age at which pension benefits begin" <
    The average life expectancy of Japanese people is rising year by year along with this increase.
    We can no longer rely on public pensions alone for our retirement.


    When you are busy with work, hobbies, child-rearing, and daily life in the U.S.,
    you may not have time to think carefully about money one year, much less 10 or 20 years from now.


    However, retirement does not start suddenly; it is an extension of your current life.


    It is important to have even a vague idea of what retirement will be like now.
    Thinking about "what you would like to be like then" will give you an idea of what you should be doing now.


    Do you plan to live in the U.S. ？ or in Japan in your retirement ？

    Please take this opportunity to learn more about "Pension" which is always involved when choosing your future.


    ＜ Next Schedule ＞ Two parts, lots of information ！ ！


    [Part 1] Pensions in Japan and the US ： March 1 （ Sat ） ・ 5th （ Wed ）

    [Part 2] Individual Annuities and How to Choose One ： Mar 2 （ Sun ） ・ 6th （ Thu ）


    *Seminar Start times vary depending on each area. Please check from the registration page.

    • Event / Finance / Insurance
    • 2025/01/30 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    💰Upgrade your money literacy ！ Asset Management [Free Online Seminar] ★ Now accepting participants ～ ★

    In order to protect and grow your assets, you need to have the right knowledge and the ability to choose the right product for your objectives and risk ・ return.

    This online seminar provides basic knowledge of the risks and returns of various financial products, as well as information on insurance in the US, which is located in the middle risk ・ middle return range.

    There is absolutely no forced solicitation. Please feel free to join us.


    [Main contents]

    ・ What is asset management ？

    ・ About risk and return

    ・ How to protect and increase your money

    ・ American Life Insurance, Individual Annuities

    ・ Specific Designs



    ＜ Next Schedule ＞

    Feb 1 Sat ）

    Feb 2 （ Sun ）

    Feb 5 （ Wed ）

    * Seminar start times vary by area. Please check from the registration page.



    ＜ How to Participate ＞

    ・ Zoom

    *If you register through our website below, you will receive an invitation by email shortly.
    Zoom

    ＜ Registration ・ Contact ・ For more seminar information ＞
    https://insurance110usa.com/archives/seminar/ online-asset-management

    • Event / Finance / Insurance
    • 2025/02/05 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇯🇵🇺🇸 Pensions in Japan and the U.S. ： Are You Ready for a Bright Retirement ？ （ Free Online Seminar ）

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/

    We often hear in the news about "raising the age at which pension benefits begin" <
    The average life expectancy of Japanese people is rising year by year along with this increase.
    We can no longer rely on public pensions alone for our retirement.


    When you are busy with work, hobbies, child-rearing, and daily life in the U.S.,
    you may not have time to think carefully about money one year, much less 10 or 20 years from now.


    However, retirement does not start suddenly; it is an extension of your current life.


    It is important to have even a vague idea of what retirement will be like now.
    Thinking about "what you would like to be like then" will give you an idea of what you should be doing now.


    Do you plan to live in the U.S. ？ or in Japan in your retirement ？

    Please take this opportunity to learn more about "Pension" which is always involved when choosing your future.


    ＜ Next Schedule ＞ Two parts, lots of information ！ ！


    [Part 1] Pensions in Japan and the US ： March 1 （ Sat ） ・ 5th （ Wed ）

    [Part 2] Individual Annuities and How to Choose One ： Mar 2 （ Sun ） ・ 6th （ Thu ）


    *Seminar Start times vary depending on each area. Please check from the registration page.

    • Event / Finance / Insurance
    • 2025/02/05 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    💲Tax-Efficient IRA Basics [Free Online Seminar] ★ Now accepting participants ～ ★ Don't miss it ！ ！

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/https://insurance110usa.com/voice/tax- saving-ira-basics/

    The American pension system is called the "three-legged chair," and the general idea is that
    "public pensions," "corporate pensions," and "private pensions ・ savings" will support retirement income.


    The era of relying only on public pensions to prepare for retirement is coming to an end in Japan.
    Are you preparing for retirement? ？


    In this section, we will discuss the overview of Individual Retirement Accounts (IRAs), which are tax benefits that can be used by expatriates as well as "private pensions",
    and how they can be used in Japan. ！


    Retirement planning is possible only in the US.

    A better understanding will help you to eliminate vague fears and see what you need to do now.


    Although this is a free seminar, there is no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    Feb 22 （ Sat ）

    Feb 23 （ Sun ）
    Feb 26 （ Wed ）

    *Seminar start time varies by area, please check the application page.